The Fed Raised Rates. Here’s What It Could Mean for Existing Apartments.
The Federal Reserve raised rates by 25 basis points this week, bringing the federal funds target range to 3.75%–4.00%. At first glance, higher interest rates…
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Can America Grow Its Way Out of $40 Trillion of Debt?
The U.S. national debt has crossed $40 trillion. Treasury Secretary Scott Bessent recently said: “There’s nothing magic about the $40 trillion number. And we can…
Public REITs Just Raised $20 Billion
Public REITs Just Raised $20 Billion. Here’s Why Real Estate Investors Should Pay Attention. Key Takeaways Publicly traded REITs raised approximately $20 billion through debt,…
Arizona Just Had Its Biggest Economic Year Ever
Arizona Just Had Its Biggest Economic Year Ever. Here’s Why That Matters to Real Estate Investors. Key Takeaways Arizona companies committed to invest more than…
Rise of the Permanent Renter
For generations, the American housing journey followed a familiar path. You rented an apartment early in your career. Bought a starter home when the time…
What Should SpaceX Employees Do After a Major Liquidity Event?
Summary After a major liquidity event, many SpaceX employees focus on five key areas: reducing concentration risk, understanding how their wealth can generate income, planning…
Understanding 1031 Exchanges: A Guide for Real Estate Investors
For many real estate investors, capital gains taxes can become one of the largest obstacles to growing a portfolio. After years of appreciation, selling an…
Why Real Estate May Be a Smart Landing Place After a SpaceX Liquidity Event
For many SpaceX employees and early investors, a future IPO could create something rare: a major liquidity event tied to years of work, risk, and…
Self-Directed IRA FAQs
Source: CamaPlan Self-Directed IRA DISCLAIMER: CAMA Self-Directed IRAs, LLC. does not render tax, legal, accounting, investment, or other professional advice. If tax, legal, accounting, investment,…
It’s Not the Market, It’s the Management: The Real Driver of Multifamily Outcomes
You can have the right market, the right debt, and even the right business plan, but if the wrong team is managing the property, the…
Why the 10-Year Treasury Drives Commercial Real Estate Loan Rates (Not the Fed Rate)
Most real estate investors watch the Federal Reserve for clues about interest rates.But here’s the part many miss: Fed rate cuts rarely move commercial real…
When Occupancy Isn’t the Whole Story: Why Economic Occupancy Matters in Multifamily Real Estate
Rising loan delinquencies in the multifamily sector are revealing an important truth: physical occupancy doesn’t always reflect how a property is performing. Economic occupancy—the share…
Multifamily Market Reset: What Smart Investors Should Know
Summary The multifamily market is stabilizing after years of record rent growth and construction. Yardi Matrix projects national rent growth to average 2% annually by…
What is IRR and How to use IRR to Evaluate a Deal?
💡 Summary: The internal rate of return (IRR) is a key metric that measures the expected return on an investment, accounting for the time value…
Using AI to Transform Your Investment Strategy
💡 Summary: Artificial intelligence is transforming multifamily investing by speeding up document review, benchmarking market assumptions, simulating financial scenarios, automating checklists, and analyzing market sentiment.…
1031 Exchange vs. Lazy 1031: Which Strategy Gives You More Flexibility?
💡 Summary A 1031 exchange allows investors to defer capital gains taxes by reinvesting all proceeds from a property sale into another like-kind property of…
Bonus Depreciation & the Recapture: What Investors Should Know
💡 Summary Bonus depreciation in multifamily investing lets investors take large upfront tax deductions by accelerating property depreciation through cost segregation. While depreciation recapture applies…
Controlling the Controllables: How We Protected Performance in a Tough Market (H1 2025)
💡 Summary In today’s multifamily market, higher vacancies, negative rent growth, and inflation are creating real headwinds for investors. Break of Day Capital’s 2025 midyear…
Unlocking Trillions: A Pivotal Moment for CRE in Retirement Investing
💡 Summary: President Trump’s August 2025 executive order allows 401(k) accounts to invest in private equity, real estate, cryptocurrency, and other alternative assets—potentially unlocking $12…
The U.S. Housing Shortage Just Hit 4.7 Million—Here’s What It Means for Investors
💡 Summary: The U.S. housing shortage reached a record 4.7 million units, driven by persistent underbuilding and strong household formation. Millennials and Gen Z are most…
What the CPI Report Means for Investors
💡 Summary: May 2025 CPI data shows headline inflation at 2.4% and core CPI at 2.8%, with shelter costs driving continued rent growth. For multifamily…
Beyond the Headlines: Unpacking the OBBBA’s Impact on Investors
💡 Summary: The “One Big Beautiful Bill Act” (OBBBA) introduces major changes affecting investors, including Section 899’s retaliatory tax on foreign investors, elimination of the…
Trump’s Plan to Restructure Fannie Mae & Freddie Mac Could Reshape Multifamily Investing
💡 Summary: The announced end of Fannie Mae and Freddie Mac’s federal conservatorship could reshape multifamily lending by introducing higher mortgage rates and tighter credit.…
Ready to Build Real Wealth? Join the FREE Virtual Invest Smart Summit by Break of Day Capital
💡 Summary: The Invest Smart Summit, hosted by Break of Day Capital on June 6, 2025, is a free virtual event designed for accredited investors…
Create Lasting Wealth and Retire on Your Terms with Passive Investments
💡 Summary: Financial freedom is built through strategic passive investing rather than trading hours for money. Real estate, particularly multifamily properties and syndications, offers steady…